Terms of Use

Acceptance.

By using the Dropt calculator you agree to these terms. If you don’t agree, don’t use it.

The service.

An informational tool that produces estimates of a debt payoff timeline. The calculator needs no account. You may optionally create a free account to save your plan; doing so does not subscribe you to anything. We do not take payment, collect card details, lend money, or provide financial, legal, or tax advice.

As-is, no warranty.

Provided “as is” and “as available,” without warranties of any kind, express or implied, including accuracy, fitness, or availability.

Limitation of liability.

To the fullest extent permitted by law, we are not liable for any loss or decision arising from use of the tool or its estimates.

Acceptable use.

Personal, lawful, informational use only; don’t misuse, scrape, or disrupt the service.

Intellectual property.

The site, design, and content are ours or our licensors’.

Third-party services.

We use Netlify, Resend, Plausible, and Meta; their terms and policies apply to their processing.

Changes.

We may update these terms; continued use means acceptance.

Governing law.

These terms are governed by the laws of Victoria, Australia, and you and we submit to the non-exclusive jurisdiction of the courts of Victoria, Australia. Nothing here excludes any right or guarantee you have under the Australian Consumer Law that cannot lawfully be excluded.

Contact.

NHP Equities Pty Ltd — hello@trydropt.com

Prepared for an Australian audience. Have counsel confirm the indemnity position and any consumer-law carve-outs required in other jurisdictions before taking traffic there.

Last updated: 17 August 2026.